Cyclone for people

Your money. Your people. Your plans.

Send by phone number, save flexibly, run an ajo, pay bills and find an agent—all from one NGN wallet.

Available

Wallets

Ledger-backed wallets, balances, top-ups and wallet transfers.

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Available with limits

Send by phone number

Resolve a registered phone number to a wallet and send.

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Available with limits

Bill payments

Airtime, data, cable TV and electricity through one live provider.

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Available with limits

Flexible & locked savings

Flexible and term savings, including good-faith Shariah-structured options.

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Available with limits

Ajo, esusu & adashe

Form a group, set the rotation, contribute each cycle and receive the pot in turn.

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Available with limits

Cooperatives

Pooled savings, peer-funded member lending and dividend distribution.

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Available with limits

Micro-loans

Term loans assessed with KYC tier, risk checks and wallet history—not credit bureau data.

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Available with limits

Agent banking

Till wallets, phone-resolved cash-in and cash-out, and automatic commission.

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Available with limits

Referral rewards

Two-sided rewards after the referee's first funded transaction.

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