Your money. Your people. Your plans.
Send by phone number, save flexibly, run an ajo, pay bills and find an agent—all from one NGN wallet.
Wallets
Ledger-backed wallets, balances, top-ups and wallet transfers.
Explore →Available with limitsSend by phone number
Resolve a registered phone number to a wallet and send.
Explore →Available with limitsBill payments
Airtime, data, cable TV and electricity through one live provider.
Explore →Available with limitsFlexible & locked savings
Flexible and term savings, including good-faith Shariah-structured options.
Explore →Available with limitsAjo, esusu & adashe
Form a group, set the rotation, contribute each cycle and receive the pot in turn.
Explore →Available with limitsCooperatives
Pooled savings, peer-funded member lending and dividend distribution.
Explore →Available with limitsMicro-loans
Term loans assessed with KYC tier, risk checks and wallet history—not credit bureau data.
Explore →Available with limitsAgent banking
Till wallets, phone-resolved cash-in and cash-out, and automatic commission.
Explore →Available with limitsReferral rewards
Two-sided rewards after the referee's first funded transaction.
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